Local Government Risk Management Services (LGRMS)
Local Government Risk Management Services (LGRMS) is a safety and loss control organization that was founded in 1988, and is owned jointly by the ACCG and Georgia Municipal Association’s insurance programs. The ACCG Insurance Programs depend upon LGRMS to help create the safest possible environment for
Safety and Loss Control is the primary mission of LGRMS. Safety is generally encouraged to prevent accidents from occurring while loss control minimizes the effects of those accidents that cannot be prevented.
Basic safety efforts would include encouraging favorable working conditions to prevent injury to the public and to employees. In an office environment, efforts would include railing on stairs and ramps to prevent falls, or signs warning of dangerous conditions that could cause an injury. In the field, safety efforts could include appropriate procedures when digging trenches to prevent cave-ins, flagging cars around a job-site, or defensive driver training. Training is a key part of safety promotion. LGRMS provides extensive training on sexual harassment, employment practices, law enforcement techniques and procedures.
Although safety efforts are effective in preventing accidents, all accidents cannot be avoided. In those instances, loss control lessens the consequences of the accident. Although an occasional automobile accident is bound to occur, injuries can often be reduced or eliminated through the use of seat belts, airbags, or other safety devices. Emergency preparedness and back-up plans are also critical in mitigating damage after an accident or a natural disaster.