Local Government Risk Management Services (LGRMS)



Local Government Risk Management Services (LGRMS) is a safety and loss control organization that was founded in 1988, and is owned jointly by the ACCG and Georgia Municipal Association’s insurance programs.  The ACCG Insurance Programs depend upon LGRMS to help create the safest possible environment for Georgia counties most valuable resource – its citizens and employees.


Safety and Loss Control is the primary mission of LGRMS.  Safety is generally encouraged to prevent accidents from occurring while loss control minimizes the effects of those accidents that cannot be prevented.


Basic safety efforts would include encouraging favorable working conditions to prevent injury to the public and to employees.  In an office environment, efforts would include railing on stairs and ramps to prevent falls, or signs warning of dangerous conditions that could cause an injury.  In the field, safety efforts could include appropriate procedures when digging trenches to prevent cave-ins, flagging cars around a job-site, or defensive driver training.  Training is a key part of safety promotion.  LGRMS provides extensive training on sexual harassment, employment practices, law enforcement techniques and procedures.


Although safety efforts are effective in preventing accidents, all accidents cannot be avoided.  In those instances, loss control lessens the consequences of the accident.  Although an occasional automobile accident is bound to occur, injuries can often be reduced or eliminated through the use of seat belts, airbags, or other safety devices.  Emergency preparedness and back-up plans are also critical in mitigating damage after an accident or a natural disaster.


In addition to safety and loss control, LGRMS promotes wellness to its members.  Wellness programs are valuable in protecting county employees.  By encouraging employees to identify health conditions or risks, it enables them to take appropriate action in their efforts to lead healthier, more productive lives.  Absenteeism due to health issues can be a significant financial drain on an employer.  The cost of hiring and training a new employee is sometimes overlooked and the loss of productivity as a result of replacing a seasoned employee with a new one is significant.  Wellness has been proven to reduce employee absences, injuries, and turnover.  Not only does this equate to a healthier, happier workplace, but significant financial savings can also result.
For more information, visit: http://www.lgrms.com/