ACCG Insurance Workers Compensation Program History
ACCG offers workers’ compensation insurance coverage for Georgia counties, water authorities, development authorities and others through the Group Self-Insurance Workers’ Compensation Fund (GSIWCF). The ACCG - GSIWCF is a non-profit group fund.
The Fund operates under the authority of O.C.G.A. 34-9-150 et seq. and is managed by a seven-member Board of Trustees, representing member counties. The program began in 1982 with an initial membership of eleven counties. In 1991, the Georgia legislature authorized county authorities, boards, regional commissions and other similar governmental entities to join. Today, ACCG provides workers’ compensation insurance to more than three-fourths of Georgia’s counties, more than all other insurers combined.
In 1988, ACCG partnered with the Georgia Municipal Association (GMA) to create Local Government Risk Management Services (LGRMS). This program provides loss control and safety engineering services and conducts numerous training seminars for the members of the Fund as a means of reducing costs and minimizing the personal suffering caused by employee injuries. The Board of Trustees encourages the members to use loss control and safety measures to reduce workers' compensation costs.
In addition, ACCG established its own Claims Administration Services in 1999. This department ensures claims are handled promptly by people with experience in case management, loss assessment and county and employee concerns, providing superior service to members.
ACCG began providing the program underwriting and administration services in-house in 2020.